Mutual Fund is a professionally managed collective investment scheme that pools money from many investors and invests in stocks, bonds, short-term money market instruments, and/or other securities. By investing in Mutual Funds, the investor gets the benefits of diversification, and as they are managed by professionals, one need not track the markets regularly. Mutual Funds are regulated by SEBI, so the investor interests are protected. They also offer the flexibility of choosing products from various categories like Equity, Gold, Debt and Money Markets. Most schemes being open-ended, they offer liquidity. One can invest in Mutual Funds either in Lump Sum or through Systematic Investment Plans.